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Whether you're a first-time buyer or an experienced investor, knowing how each sale and purchase method works can help you make an informed
decision. In this week's update, we'll explore the different ways to purchase property, providing you with valuable insights to help you
navigate the process successfully
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Private sales, also known as a private treaty, offer a unique opportunity to buy directly from the property owner.
While this approach can potentially save you money, it also comes with its own set of challenges, especially when it comes to securing your
financing.
I answered the phone last week with an excitable business development manager of a non-bank lender on the other end who knew that we deal a lot with property investors and who wanted to let us know their latest mortgage updates...
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As a mortgage adviser, I’ve witnessed firsthand how strategic mortgage refinancing can create significant financial opportunities for
homeowners.
With the Official Cash Rate (OCR) now at 3.75% and showing a downward trend, many people are wondering if now is the right time to
refinance.
Understanding the process of going unconditional on a property is an important step in the journey of home ownership or property
investment. This milestone signifies your commitment to the purchase, but it also requires careful financial readiness.
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As a first home buyer, you're probably aware that you can use your KiwiSaver to help with your deposit. But how do you actually get that money out in time? In this week’s update, we’ll break it down step-by-step to ensure you're not caught short when it's time to pay your deposit.
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If you’re considering taking your first step into property investment, 2025 presents a unique opportunity that shouldn’t be overlooked. In this article, we’ll check out why the New Zealand property market is ripe for investment and how you can navigate this exciting journey.
There’s a common belief among homeowners that paying your 30-year principal and interest mortgage weekly instead of monthly will help you pay it off faster. While this idea has some merit in certain cases, the reality is that the timing of your payments alone doesn’t inherently accelerate your mortgage repayment. Let’s unpack why...