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Knowledge Hub

How to Decide Between Refixing or Refinancing Your Mortgage.

Deciding whether to refix or refinance your mortgage can seem like a daunting task, especially when your fixed interest rate is about to expire.

The decision will largely depend on your current financial circumstances, the prevailing market conditions, and the potential advantages of switching lenders.

NOT ALL BANKS ARE CREATED EQUAL: Here’s Why It Pays To Have A Mortgage Adviser In Your Corner.

When it comes to home loans, not all banks view and assess an application in the same way. They all have varying policies and criteria.  Things like self-employed income, overseas income, variable (bonus, commission etc.) income, or rental income and multi ownership structures may be treated differently, directly affecting the amount you can borrow.

How to Master The Auction Process When Buying a Property

Attending an auction can be an overwhelming experience.

With so much pressure to make the right decisions, it's easy to get caught up in the excitement and lose sight of your goals.

The 5 Property Purchase Methods Every Buyer Should Understand.

Whether you're a first-time buyer or an experienced investor, knowing how each sale and purchase method works can help you make an informed decision. In this week's update, we'll explore the different ways to purchase property, providing you with valuable insights to help you navigate the process successfully

Things to Consider When Buying a Home Through Private Sale.

Private sales, also known as a private treaty, offer a unique opportunity to buy directly from the property owner.


While this approach can potentially save you money, it also comes with its own set of challenges, especially when it comes to securing your financing.

A Non-Bank Gamechanger

I answered the phone last week with an excitable business development manager of a non-bank lender on the other end who knew that we deal a lot with property investors and who wanted to let us know their latest mortgage updates...

Thinking of Refinancing your Mortgage this Year? Here’s What You Need to Know.

As a mortgage adviser, I’ve witnessed firsthand how strategic mortgage refinancing can create significant financial opportunities for homeowners. 

With the Official Cash Rate (OCR) now at 3.75% and showing a downward trend, many people are wondering if now is the right time to refinance.

“GOING UNCONDITIONAL” on a Property: What Does It Really Mean?

Understanding the process of going unconditional on a property is an important step in the journey of home ownership or property investment. This milestone signifies your commitment to the purchase, but it also requires careful financial readiness.

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