This can sometimes be a stressful process, but we’re here to make it simple and outline options for you so that you can make the best
decision that aligns with your goals.
Firstly, it’s important for us to understand if you’re planning on selling or keeping your existing property, as this will determine how the
lending is structured, what lenders are available to you and also what options are available.
If you are keeping your home and turning it into a rental, taking that next step and becoming a property investor may include some
additional steps and require further advice from accountants (whom we can recommend if you don’t have one) which could eventually help fund
your retirement with passive income in the future.
Can’t say enough about Ryan and the team! Ryan’s professional get very personable approach made the process of buying my first home so seamless. He and Kennedy have both been great to deal with! 10/10 would recommend to anyone looking for a great mortgage broker.
22 July 2026
My wife Jude & I have recently had a very positive experience with Kris Pederson Mortgages. Our refinance/borrowing to buy another property was reasonably complex & over two banks, Jessie Owen our account manager was incredible during this process. Her knowledge, patience & ability to get issues sorted as they arose was quite something to watch I would definitely recommend Kris & Jessie to anyone who is struggling with finance, that needs creative input or just a commonsense approach when dealing with banks requirements. Kris also provides excellent housing market updates via email & webinar. All the best with your journey
09 June 2026
As first home buyers, the whole process felt pretty overwhelming and after speaking with a few different brokers and going back and forth trying to find the right fit, meeting Ryan and Emily made such a huge difference. From the very beginning, they were incredibly kind, patient, and supportive, and they made us feel so much more at ease during such a big milestone in our lives. Couldn’t have asked for a better team to help us through the process of buying our first home. Thank you team for helping make this experience such a special one for us!
24 June 2026
We couldn’t have asked for a better team than Emily and Ryan to help us navigate buying our first home. From the initial stages to the final unconditional approval, they made a complex process feel incredibly smooth and stress-free. Their communication was top-notch, and they were always available to answer our questions and offer expert guidance. If you’re looking for a team that is professional, proactive, and genuinely cares about getting you the best result, look no further. Highly recommended!
24 April 2026
5 Stars +++++ This team are the absolute best in the business. This is the second time we have used Kris Pedersen Mortgages and once again we are absolutely thrilled with the result. Ryan is so knowledgeable and Emily is ultra efficient. We are self employed business owners with a young family and had a very short time between unconditional and settlement as well as buying and selling a property. There is no way I would recommend anyone else. You definitely don't need a local advisor, we are based in the Far North and everything was done via email and phone calls.
21 April 2026
