Kris Pedersen Mortgages was established by Kris Pedersen in 2007 after observing areas in the residential mortgage market where clients were either being declined (when he knew a solution was available), or given an answer which was not in their best long-term interests.
Kris & his team have been ranked among the Top Mortgage Advisers in the country since 2017, and over the last 10 years has rapidly become the choice for property investors who are serious about wanting to expand their portfolios and utilise market leading advice.
In addition, he speaks regularly at various Property Investor Association groups, features in the NZ Property Investor Magazine and is a respected commentator on the property and finance markets in New Zealand. The Kris Pedersen team are able to find creative solutions for property investors that allow them to continually make progress in growing their property portfolios, and their clients range from some of NZ’s top property investors through to first home buyers and everything in between.
Kris has had experience in many varied areas of finance beginning in consumer finance where he was responsible for a team that was lending over $40m per month to over 3,000 customers of predominantly unsecured credit. Kris project managed initiatives that had been employed overseas, which were light years ahead of the NZ market at that time which he still uses today when searching for new and innovative financing techniques. From here it made sense to make a natural transition into non-bank lending to combine his long-term interest in property investment with innovative techniques of financing property.
Kris Pedersen is a registered financial adviser and regulated by the Financial Markets Authority. You can check this on the FMA’s financial service providers register by visiting the New Zealand Government’s Company Office website.
We had such a positive experience working with Emily and Ryan and really appreciated all the support throughout the process. They were always professional, responsive, approachable, and genuinely engaged. Whenever we had questions or needed guidance, they were quick to help and made the whole process feel much easier and less stressful. We felt well supported from start to finish and really valued the clear communication and attention to detail. We would happily recommend their services to friends and family and would definitely work with them again in the future. Thank you again for all your help and support!
07 October 2026
10 stars!!! We have been using Kris Pedersen Mortgages for over 10 years. They have worked magic for us, getting us great rates and deals every loan. I have recommended them to all my friends and they have also had wonderful experiences. Not only great deals but The service is amazing and they answer all my silly questions no matter how small they are. Cant recommended them highly enough.
22 October 2026
Where do I begin to explain how grateful I am to have worked with Jessie. As a first home buyer, I knew very little with regards to the ins and outs of buying a home, attaining a mortgage and how the whole process worked. From the moment I was referred to Kris Pedersen mortgages, Jessie patiently began walking me through every step (answering my frequent and numerous questions!) She took care of getting the best mortgage for me while helping me understand each process along the way. I am so thankful for all of the work that Jessie put in to make it all happen; she always took the time to listen and help in any way. I highly recommend Jessie and the Kris Pedersen mortgages team for anyone looking to buy their first home.
03 September 2026
Amazing service! Ryan and Hannah went above and beyond to help secure lending and make sure we understood the process along the way. Any questions were answered promptly and always followed up to make sure we understood. We never felt any pressure along the way and the advice given was always genuine. Highly recommend KPM.
09 July 2026
We have worked with Emily and Ryan at Kris Peterson Mortgages multiple times now. This has included getting our first mortgage, refixing, and refinancing. They have both been fantastic to work with. We have had fast and friendly communication, answering all our questions. They were very knowledgable and made us feel at ease throughout the process. Could not recommend them enough!
04 August 2026
