Kris Pedersen Mortgages was established by Kris Pedersen in 2007 after observing areas in the residential mortgage market where clients were either being declined (when he knew a solution was available), or given an answer which was not in their best long-term interests.
Kris & his team have been ranked among the Top Mortgage Advisers in the country since 2017, and over the last 10 years has rapidly become the choice for property investors who are serious about wanting to expand their portfolios and utilise market leading advice.
In addition, he speaks regularly at various Property Investor Association groups, features in the NZ Property Investor Magazine and is a respected commentator on the property and finance markets in New Zealand. The Kris Pedersen team are able to find creative solutions for property investors that allow them to continually make progress in growing their property portfolios, and their clients range from some of NZ’s top property investors through to first home buyers and everything in between.
Kris has had experience in many varied areas of finance beginning in consumer finance where he was responsible for a team that was lending over $40m per month to over 3,000 customers of predominantly unsecured credit. Kris project managed initiatives that had been employed overseas, which were light years ahead of the NZ market at that time which he still uses today when searching for new and innovative financing techniques. From here it made sense to make a natural transition into non-bank lending to combine his long-term interest in property investment with innovative techniques of financing property.
Kris Pedersen is a registered financial adviser and regulated by the Financial Markets Authority. You can check this on the FMA’s financial service providers register by visiting the New Zealand Government’s Company Office website.
Wow we are impressed. Cannot recommend Kris Pedersen Mortgages enough. We have been dealing with Jessie on the purchase of our very first home and she has absolutely made an outstanding impression on us. Communication is impeccable, incredible knowledge and explains things so well from start to finish. Will absolutely be recommending to family, friends and business contacts in the future. Thank you guys! very impressed.
20 May 2026
Can’t say enough about Ryan and the team! Ryan’s professional get very personable approach made the process of buying my first home so seamless. He and Kennedy have both been great to deal with! 10/10 would recommend to anyone looking for a great mortgage broker.
22 July 2026
My wife Jude & I have recently had a very positive experience with Kris Pederson Mortgages. Our refinance/borrowing to buy another property was reasonably complex & over two banks, Jessie Owen our account manager was incredible during this process. Her knowledge, patience & ability to get issues sorted as they arose was quite something to watch I would definitely recommend Kris & Jessie to anyone who is struggling with finance, that needs creative input or just a commonsense approach when dealing with banks requirements. Kris also provides excellent housing market updates via email & webinar. All the best with your journey
09 June 2026
I recently worked with Eddy Cheok at Kris Pedersen Mortgages for a refinance, and the experience was outstanding from start to finish. Eddy was incredibly efficient, kept me well informed at every stage, and provided valuable insights that made the whole process smooth and stress-free. What really stood out was his willingness to go the extra mile — he pushed back with the bank and successfully secured a better deal, which I really appreciated. The wider team at Kris Pedersen Mortgages were also fantastic, providing strong support throughout. I highly recommend Eddy and the team to anyone looking for a knowledgeable, proactive adviser who genuinely works in your best interests.
09 April 2026
As first home buyers, the whole process felt pretty overwhelming and after speaking with a few different brokers and going back and forth trying to find the right fit, meeting Ryan and Emily made such a huge difference. From the very beginning, they were incredibly kind, patient, and supportive, and they made us feel so much more at ease during such a big milestone in our lives. Couldn’t have asked for a better team to help us through the process of buying our first home. Thank you team for helping make this experience such a special one for us!
24 June 2026
