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Ryan Smuts

Ryan Smuts

Mortgage Adviser - Director

P: 021 193 9333


Ryan has been in lending since 2014 when he began with Kris as a lending underwriter. By working closely with Kris for years he has learnt lending policies amidst a changing market, and assisted in developing internal processes to ensure applications are handled in a streamlined fashion regardless of the nature of the deal. Over this time he has developed an in-depth understanding of bank and non-bank lending criteria and the overall mortgage process.

In mid-2017 he transitioned into a newly established KPM position as a Key Account Manager, becoming an accredited Mortgage Adviser for our existing valued KPM clients. His role involved a number of aspects centred around his expertise with numbers such as the provision of annual financial reviews, obtaining lending where required, initiating contact to demonstrate how we can assist in terms of financial advice, risk management and other basic property investment advice for his portfolio of clients.

Ryan consistently works towards providing as much information to the market as is possible through varying mediums, such as webinars and blogs for Auckland Property Investor’s association, and social media channels such as LinkedIn, and our KPM Facebook, Instagram and TikTok pages.

Ryan's overall contribution to the mortgage industry and continuing levels of 'Excellent Service, Innovation and Thought Leadership' saw him receive the "Excellence in Advice" award from Financial Advice New Zealand in 2018 among Mortgage Advisers. In addition to this in 2019 NZ Adviser has named Ryan one of their 2019 Young Guns, along with being one of their "Top Advisers" in 2019, 2020, 2021, and 2022.

Prior to working for KPM Ryan completed his Bachelor of Business Studies (BBS) at Massey University, with a double-major in Accountancy and Marketing. In April 2021 he has become a Director of Kris Pedersen Mortgages along with buying into the business as a shareholder.

Property is his passion and Ryan currently owns three rental properties across Auckland and Rotorua, his personal experience in this field ranges from minor cosmetic renovations to builds of minor dwellings. He continually pursues ways to advance his real estate portfolio and develop his property investment knowledge and is always willing to share his experiences with our clients.

Ryan's Financial Service Providers membership number is - FSP555707

Kris Pedersen Mortgages - FSP723791