Love Your Location…But Outgrown Your Home?
Not every homeowner needs to move, to move forward.
I’ve been having more conversations lately with clients in this exact position:
They love where they live.
The kids are settled.
The community feels like home.
But the house itself? It’s no longer working.
And that leads to the big question…
You've been watching the news lately, you'll know the conflict in Iran is more than a geopolitical story - it's a financial one that's starting to ripple all the way to New Zealand, including into your mortgage repayments.
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Most mortgages aren’t set up based on strategy.
They’re set up based on what feels right at the time.
Right now, I’m seeing a lot of homeowners leaning toward short-term rates again.
Not because it’s always the best option -
but because they don’t want to “miss out” if rates drop further.
The reality?
This decision isn’t just about where rates are going.
It’s about how your mortgage is structured around your life.
Did you know you could buy an Electric Vehicle (EV) with a bank loan at 1% interest...?