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Inflation Shock: Could we have another rate hike?

A week ago, our Reserve Bank (RBNZ) made the only call they were ever going to and kept the Official Cash Rate (OCR) at 5.5% where it has been since May last year. Accompanying it was almost no....


Some Positive News?

With all of the commentary around interest rates and potential debt-to-income restrictions in the current mortgage market, it's worth mentioning that there are a few positives for both first home buyers and also investors...


Could Lending Get Harder?

At the end of January, the Reserve Bank announced that they had launched a consultation to activate debt to income (DTI) restrictions which are based around loan affordability and....


February Interest Rate Update

By the time you are reading this the Reserve Bank will have passed its decision on the first Official Cash Rate review of 2024, and I expect that they would have made the call to....