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Knowledge Hub


The 4 Biggest Questions I'm Hearing from First Home Buyers Right Now

Buying your first home in today's market comes with a unique set of challenges and, understandably, a lot of questions. As Mortgage Adviser’s, we see the same concerns come up time and again.


Revolving Credit vs Offset: Choosing the Best Fit for Your Home Loan

Figuring out which home loan product to choose can be confusing, especially with so many options available.

Deciding between a Revolving Credit or an Offset Facility is an important decision that can significantly influence your financial strategy.


Self-Employed and Wanting to Buy a Home? Here’s What You Need to Know.

Being self-employed often comes with the freedom to build your business on your terms - but when it comes to getting a mortgage, it can sometimes feel like you’re speaking a different language to lenders.

The good news? More and more banks and lenders are starting to understand how self-employed income works. And with the right advice and preparation, you can absolutely make your homeownership goals a reality.


The Big Advantage of Falling Bank Test Rates for Homebuyers.

Mortgage test rates are experiencing their most significant drop in recent years, unlocking additional borrowing power specifically benefiting first home buyers and existing homeowners alike.

In this week’s update we’ll take a look at how the increased borrowing capacity significantly impacts potential homebuyers, creating new opportunities in a previously challenging market.