Contact UsContact Us

Knowledge Hub

Taking some time off?

We’ve recently worked with clients who were starting a family and as a result, they were looking at purchasing their first home to set up a stable foundation for their kids, rather than renting. They initially thought their options would have been limited given the situation and going down to one income – however, after an initial discussion with us they were pleasantly surprised with the optimistic response.

It is quite a common scenario we encounter, where clients are wanting to look at setting up a foundation and buying a home as opposed to renting and are planning to have kids.

The most important consideration from a lenders’ perspective is how to make the mortgage work – particularly during the period when there is a reduced income.

The recent example we had was as follows:


What are the key things lenders look for or look at?

If you know someone in a similar situation to this that we may be able to assist – please feel free to get in touch on