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Deciding whether to refix or refinance your mortgage can seem like a daunting task, especially when your fixed interest rate is about to
expire.
The decision will largely depend on your current financial circumstances, the prevailing market conditions, and the potential advantages of
switching lenders.
When it comes to home loans, not all banks view and assess an application in the same way. They all have varying policies and criteria. Things like self-employed income, overseas income, variable (bonus, commission etc.) income, or rental income and multi ownership structures may be treated differently, directly affecting the amount you can borrow.
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Attending an auction can be an overwhelming experience.
With so much pressure to make the right decisions, it's easy to get caught up in the excitement and lose sight of your goals.
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Whether you're a first-time buyer or an experienced investor, knowing how each sale and purchase method works can help you make an informed
decision. In this week's update, we'll explore the different ways to purchase property, providing you with valuable insights to help you
navigate the process successfully