Mortgage test rates are experiencing their most significant drop in recent years, unlocking additional borrowing power specifically
benefiting first home buyers and existing homeowners alike.
In this week’s update we’ll take a look at how the increased borrowing capacity significantly impacts potential homebuyers,
creating new opportunities in a previously challenging market.
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Many New Zealand homeowners are looking for better ways to manage their mortgages. A revolving credit facility can be a powerful tool to help you pay off your home loan faster while giving you access to your home’s equity when you need it. So in this week’s update, we’ll help you understand how a revolving credit works and whether it might be the right strategy for your financial situation.
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Planning to buy a home this year? You might be wondering if your recent holiday spending could hurt your home loan application. The good news: it probably won’t. In this week’s update, we’ll explain why you don’t need to cancel the fun to stay on track for your 2025 property goals.
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Non-bank lenders are financial institutions that provide loans without holding a banking licence from the Reserve Bank of New Zealand. While they’re sometimes referred to as “second-tier” lenders, this terminology actually undervalues the significant role they play in the lending space.