Figuring out which home loan product to choose can be confusing, especially with so many options available.
Deciding between a Revolving Credit or an Offset Facility is an important decision that can significantly influence your financial strategy.
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Being self-employed often comes with the freedom to build your business on your terms - but when it comes to getting a mortgage, it can
sometimes feel like you’re speaking a different language to lenders.
The good news? More and more banks and lenders are starting to understand how self-employed income works. And with the right advice and
preparation, you can absolutely make your homeownership goals a reality.
Mortgage test rates are experiencing their most significant drop in recent years, unlocking additional borrowing power specifically
benefiting first home buyers and existing homeowners alike.
In this week’s update we’ll take a look at how the increased borrowing capacity significantly impacts potential homebuyers,
creating new opportunities in a previously challenging market.
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Many New Zealand homeowners are looking for better ways to manage their mortgages. A revolving credit facility can be a powerful tool to help you pay off your home loan faster while giving you access to your home’s equity when you need it. So in this week’s update, we’ll help you understand how a revolving credit works and whether it might be the right strategy for your financial situation.