[
	{
		"post_id": "36", 
		"post_category_id": "6", 
		"post_title": "Investors", 
		"post_content_short": "Property Investment will always be both a wealth creation strategy, and Kiwi Dream. It is something that has gotten more and more difficult over the years due to changing finance requirements, higher interest rates and regulation.<br \/>\n<br \/>\nGiven it has gotten a lot harder to understand banking requirements and navigate the process, more investors are turning to Specialist Property Investment Mortgage Advisers, who can help you navigate the finance market and figure out which bank is best for you, and why.<br \/>\n<br \/>\nHaving the right strategy, and tailored advice can be the difference between you getting that next investment across the line now, or having to wait a few more years and put your dreams on hold.", 
		"post_icon": "", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.krispedersen.co.nz\/mortgages\/investors\/", 
		"post_date": "2023-03-01 04:00:00"
	}, 
	{
		"post_id": "35", 
		"post_category_id": "6", 
		"post_title": "First Home", 
		"post_content_short": "Buying your First Home can be a stressful experience, especially when you don't know where to start. Luckily, at KPM we’ve helped thousands\nof Kiwi’s make their property dreams come true.<br \/>\n<br \/>\nWe can guide you through the entire process from start to finish, and also provide you with the relevant information to ensure you're making\ninformed decisions when it comes to your mortgage. We do our best to handle all of the difficult financing requirements, so that you can\nfocus on the important things, like finding the right home for you.", 
		"post_icon": "", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.krispedersen.co.nz\/mortgages\/first-home\/", 
		"post_date": "2023-03-01 03:00:00"
	}, 
	{
		"post_id": "37", 
		"post_category_id": "6", 
		"post_title": "Refinancing (Interest Rates)", 
		"post_content_short": "Switching your mortgage from one bank to another might save you some serious money. At the moment, with such a competitive interest rate\n\tenvironment, a shift between banks could mean saving thousands on the interest rate, and also getting a cash contribution from the lender to\n\tassist with the move might make things that much easier. In some cases these cash contributions can be as large as 1% of the loan amount.\n\n<br \/><br \/>\n\tRefinancing also gives you the opportunity to ensure your mortgage is structured correctly too - which will assist in your long-term goals &amp;\n\tplans.\n", 
		"post_icon": "", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.krispedersen.co.nz\/mortgages\/refinancing-interest-rates\/", 
		"post_date": "2023-03-01 02:00:00"
	}, 
	{
		"post_id": "125", 
		"post_category_id": "6", 
		"post_title": "Next Home", 
		"post_content_short": "If you’re looking at purchasing your next home, whether it’s upsizing, downsizing, or even keeping (and renting out) your existing place, we\ncan help.&nbsp;<br\/>\nThis can sometimes be a stressful process, but we’re here to make it simple and outline options for you so that you can make the best decision that aligns with your goals.", 
		"post_icon": "", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.krispedersen.co.nz\/mortgages\/next-home\/", 
		"post_date": "2023-03-01 01:00:00"
	}, 
	{
		"post_id": "137", 
		"post_category_id": "6", 
		"post_title": "Construction and Development", 
		"post_content_short": "Whether you're a first-home buyer buying your first Turnkey or Land and Build property, or are a seasoned Property Developer looking to\n\tdevelop a site and construct multiple dwellings (to sell or to hold) - or anything in between, we'd love to help.\n\n<br \/><br \/>\n\tWe have extensive experience in this space, and it certainly is something more people have moved towards over time due to favourable lending\n\tcriteria and tax rules around new-build property - not to mention government grants&nbsp;via Kainga Ora for First Home Buyers.\n", 
		"post_icon": "", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.krispedersen.co.nz\/mortgages\/construction-and-development\/", 
		"post_date": "2023-03-01 00:00:00"
	}, 
	{
		"post_id": "136", 
		"post_category_id": "6", 
		"post_title": "Non-Bank", 
		"post_content_short": "Banks are conservative in nature, and you have no doubt heard and read about how tight their lending rules have become over the past few\n\tyears. Let’s face it – not everybody can fit into the nice little boxes that Bank’s need you to fit in – in order to obtain finance.<br \/>\n\t<br \/>\n\tIf you find yourself in this position, you do not have to give up on your dream or long-term financial goals.", 
		"post_icon": "", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.krispedersen.co.nz\/mortgages\/non-bank\/", 
		"post_date": "2023-02-28 23:00:00"
	}
]