What do Banks require?

Banks require certain information in order to assess a loan applications.

Core information is:

Signed loan application which will contain name, address, contact details, occupation details, marital status and nationality/residency status
Statement of financial position/income and expenditure declarations
Evidence of incomes
Copies of main transactional statements
Proof of deposit/savings history
Copy of signed sale and purchase agreement
Copy of trust deed if trust to be borrower and/or mortgagor
Copy of gift certificate if applicable