There is a reasonable chance you have already heard about the phenomenal rates being offered almost across the board now with most banks having rate specials down into the 3%'s.
What you may not be aware of is that you don’t necessarily need to wait until your current fixed rates expire in order to take advantage of these very low rates.
We are already seeing in many cases that people are better to break out now and refix at the lower rate with the interest saving more than outstripping any break fees.
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