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Deposit Help from Family

By Bryan Rist on April 15th, 2015.

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The battle does not get easier for first home buyers needing 20% deposit.  This is particularly pertinent to those in the Auckland market.
 
If you have a deposit under 20% then obtaining finance is harder due to Reserve Bank restrictions in place. Additionally, the cost of finance is higher, interest only and/or revolving credit facilities are not available and there is often a hefty.....
 

Market Update - April 2015

By Kris Pedersen on April 15th, 2015.

While there is still a lot of global volatility many things seem to be staying the same at the moment. The Auckland housing market is still going ballistic, with what seems ever increasing net migration, the council seems to be getting further and further behind in regards to issues consents to fix the supply side of the equation and the Bank war continues.....

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BNZ Back in Mortgage Broker Market

By Kris Pedersen on April 15th, 2015.

While Kris Pedersen Mortgages have used BNZ a number of times on an unofficial basis they have announced that they are formally coming back in to the broker market. BNZ will not initially be accessible to all mortgage brokers, with less than 10% or so of the broker market having access to the official BNZ mortgage lending.....

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Spec Build Development Finance

By Kris Pedersen Mortgages on April 10th, 2015.

At KPM we have a number of clients who are regularly involved in Spec Build projects, from 1 to multiple houses at a time where the client does not wish to market the houses for sale until they are near completion, thereby maximising the end value / price paid given the purchasers can “touch and feel” the product......

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Kris Pedersen Mortgages Limited

+64 9 486 4719
info@krispedersen.co.nz
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